creativity

In the pause: Change your mindset to change the world

“There is freedom waiting for you, on the breezes of the sky. And you ask “What if I fall?” Oh but my darling, what if you fly?” ~ Erin Hanson

Whenever we attempt something new, too often we jump to worst case scenarios. And there’s good reason for that. We are programmed to self-protect and preserve. For our ancient ancestors, there were so many dangers in the world that were matters of life and death. Now in our somewhat civil society (though goodness, are we ever testing the bounds of civility these days!), our old programming is still in place even though we can be much more daring now and live to tell the tale.

Whenever I’m starting something new, I think of Eric Hanson and his beautiful poem. We feel so trapped in situations that don’t make us happy, but truly, we can set ourselves free. I’m not saying that it’s easy, or that there isn’t an ample amount of fear and worry associated with freedom. Friends, freedom isn’t ever free, but my goodness, is it ever worth it to try to do something that we’re passionate about. Something that matters. Something that makes a difference in the lives of others.

Yes, you may fall. Lord knows I fall every day in one way or another. I have failed miserably at things I wished so much to succeed at. But I learned. Damn, did I learn. And those falls make me tough and resilient, and they also make me empathetic and kind. I get up again, and little by little I steady my gait, get set, and try to fly again. I know that someday I’ll be soaring. You will, too. You’ll see if you just give yourself the chance. You are so much greater, so much wiser, and so much more capable than you ever give yourself credit for. So here’s your credit – it’s yours for the taking. Go do something wild and wonderful with your life. Be it small or great, let it fill you to the brim with joy and happiness, hope and purpose. The world is waiting to celebrate the beauty that is you. And so am I.

creativity

In the pause: Holding myself accountable

I’m a voracious list maker, mostly because it helps me to remain accountable for moving my ideas forward. Since the weekend, I’ve been making a list of things I need to do to test out my new business ideas for on-demand and virtual guidance counseling for students. So far, I have a few to-dos on the books and they are:

  • Writing to my high school guidance counselor who inspired this idea to give him a long overdue thank you and to let him know his efforts were not in vain. I actually made it to adulthood in mostly one piece and am now giving back.
  • Making a list of people I’d like to contact to do research on the roles of guidance counselors and school administrators so I can understand their pain points and how this company can be of greatest use to the kids in their schools and to their staff.
  • Developing a light-weight version of a pitch deck that lays out the purpose, the impact, the methods to achieve that purpose, and my many questions.
  • Setting up time to meet with a couple of friends who are going to give me advice on the aforementioned pitch deck.
  • Setting up time to meet with a technology development shop that I love and want to work with.
  • Making a list of influential people who I want to contact about the idea to ask for their help, guidance,  and ideas.
  • Set up a meeting with a designer who I hope will help me with branding, a logo, etc. She reached out to me through Instagram and I love her work!
  • Reading, reading, reading. Researching, researching, researching. Learning, learning, learning.

I will say that I’m loving every moment of this. I’m loving it so much in fact that it doesn’t even seem like work. And that, my friends, is the point. We should find something that we love to do so much that the time flies and it makes us feel alive and free.

creativity

In the pause: All children deserve to rise

I’m so tired of the acceptance that zip code is destiny. My entire life is a rejection of that belief, and I will keep rejecting it until I’m out of breath and out of strength. Somewhere along the way, our society decided that a child born into difficulty on the south side of Chicago won’t have the same chance to rise to their potential as a child born with every privilege on the south side of Central Park. Is the life of that child in Chicago any less valuable that the life of that child in New York? I don’t think so. I know you don’t think so either. So let’s change that, together. Let’s stack the odds in favor of all kids everywhere.

There are too many kids who are cold, and tired, and hungry, and frustrated. There are too many kids who don’t see a way up and out of their circumstances because no one they know ever got up or out. Imagine what our world would be like if every child alive right now got everything they needed to grow up healthy, educated, kind, and confident. That’s the image I hold in my mind as I think about ways to offer virtual and on-demand guidance counseling to kids across the country, and eventually across the globe. It’s a big vision, a big dream, and our kids deserve nothing less. They have to know that somewhere out in the world, there is an adult who believes in them, who is holding a light for them so that they can find their way forward even in the darkest of times. To that child, that one light can make all the difference. And that’s worth fighting for.

creativity

In the pause: It’s okay to collapse

“For a star to be born, there is one thing that must happen: a gaseous nebula must collapse. So collapse. Crumble. This is not your destruction. This is your birth.” ~Zoe Skylar

We work so hard to keep things, even ourselves, from falling apart. Somehow we have managed to associate becoming undone with being completely done, forever. Don’t be ashamed of your undoing or your failure, your missteps or your losses. This is a cycle of life – catching and releasing, holding on and letting go, rising up and falling down. There’s so much to be learned and experienced in the collapse. There you can rest, restore, and rebuild. Wiser, braver, stronger, more focused, and with the knowledge that no matter what life throws at you, you will find a way to shine.

creativity

In the pause: This 5th grade basketball team in NJ exemplifies unity and equality

Need a feel-good story to fill your heart today? Here’s one. This 5th grade basketball team voted unanimously to forfeit the rest of their season because they refused to play without the two girls who are on their team. This is what unity and equality look like. So proud of these kids! Warning: you’ll need a tissue when you read the details in the article. It will bring tears to your eyes in the best possible way.

5th grade coed basketball team chooses to forfeit season instead of kicking girls off the team

creativity

In the pause: When has your gut ever been wrong?

Yesterday, I was having a discussion in which I mentioned that I didn’t want my gut instinct to cause me to pass up what seemed like a good opportunity. The person I was talking to paused, and said, “Christa, when has your gut ever been wrong?” Never. My gut has never been wrong. And my biggest regrets in life happened when I didn’t listen to my gut. Sure enough, I did a little more research on the big, shiny opportunity I was considering and it has enormous ethical and financial issues that would compromise my personal values. I’ll pass on it with grace and professionalism, but pass I will. A big thank you to my very intelligent gut, and to the wise person who told me to always listen to it. Always. Message received.

 

creativity

In the pause: Don’t be afraid of your great ideas

“All great ideas are dangerous.” ~Oscar Wilde

I love this quote my Oscar Wilde. If you are making big plans now, or thinking about making big plans, chances are you’re coming up against some scary realities or risky choices. It’s easy to shy away from dangerous circumstances. What if you fail? What if it doesn’t go as well as you hope it will go? What will other people think? I’m thinking about all of these things to. Despite the fear, I say we move forward anyway. Let’s do what scares us. Let’s stand in our light, speak our truths, and embrace the messiness of all our new ventures.

creativity

In the pause: Reflections on my college years at Penn from an Amtrak train

I recently took an Amtrak train up to New York for a long weekend. I love the train for many reasons, especially because it gives me a chance to roll past my alma mater – the University of Pennsylvania. I always get a little teary eyed. Those years were hard for me. I learned a lot. Struggled a lot. Grew a lot. And growth is often painful. It’s uncomfortable to become something. It’s scary and difficult. And yet, it must be done. To become the people we’re meant to be, we have to grow and evolve. We need to learn hard, painful lessons about life, about the world, and about ourselves. Sometimes I think it’s a miracle of the highest order that I even survived. Do I wear my diploma like a badge of honor? You bet I do. I earned every letter of that sucker and then some. I wouldn’t want to do it over again, and yet I’m grateful for it. It taught me to stare into the fire and smile instead of flinch. And that kind of strength is invaluable. It erases fear.

creativity

In the pause: Leading economic indicators we all need to watch

Buried deep in the Business & Finance sections of media channels, there are some leading economic indicators that we all need to watch. I have to admit that I’m getting very nervous. I’m beginning to feel like it’s 2007 so I’m making plans with my money. You’ll find a mini-action plan at the bottom of this post. I hope it helps. Please feel free to share this post with anyone whom you think would be interested. I don’t have a crystal ball. This is just what I’m seeing, reading, hearing, thinking, and doing. I put links below for you to reference:

  1. Executives at Wall Street’s largest banks are dumping stock, and I mean dropping shares like they’re hot potatoes. They have sold nearly $100 million worth of stock since the election. And it’s not just some of them. It’s all of them! Bankers dump stock because they think now is the best deal they’re going to get for a good long while. They’re smart as hell when it comes to these kinds of predictions so pay attention to them. Yes, the Dow hitting 20,000 is a big, flashy story. But honestly, that’s all it is. Don’t think that means good times are ahead. The Dow is going to seesaw like it’s on an elementary school playground for years to come. In July 2007 the Dow hit a record 14,000 and then it plummeted to 6,547 in March 2009. Those were dark times filled with panic. There is a high degree of volatility in our economy right now, and by all accounts that volatility is going to continue to a frightening degree.
  2.  Emerging markets are selling debt at record numbers. Argentina’s finance minister explains why in an interview with the WSJ: “Nobody knows what’s going to happen to U.S. interest rates with Mr. Trump as President. We have to reduce the level of uncertainty that there is now. The right decision is to minimize financing risks.” Again, finance ministers in foreign countries are seasoned professionals who spend their waking hours watching economies and policies. This is all they do, so when they make statements like this, it’s very significant. We need to listen to them.
  3. Contrary to all of the hoopla from the West Wing this week, American corporations are not investing in their businesses. They are stockpiling cash to the tune of $1.9 trillion, the most cash they have ever held. Ever. This isn’t rainy day savings. This is flat-out hoarding. Why would they do that? The same reason you would stockpile cash—because they are worried about what’s ahead. By having cash on-hand, they will be able to make adjustments and survive. In a difficult economy, cash is life (literally!) Accountants and finance professionals help companies manage and hedge their risk. Again, they know what they’re doing.

Look, I have no desire to relive those frightening years of 2008 – 2012. They were awful. But please understand that in the case of global economics, there is very little that ordinary individuals like you and I can do to impact this outcome. This is an issue that is truly in the hands of fiscal policy makers and elected officials. Trump’s volatility and foreign policy decisions will move markets. I wish that weren’t the case, but it is. So here’s what I’m doing to protect myself:

  • Increasing my cash savings. I’m still savings for retirement in my 401K and IRA, but I’m not making any significant purchases that will put me behind the 8-ball financially. I have a lot of friends who bought houses, cars, and the like in 2007 just after we graduated from business school. Some paid dearly for those decisions for years. I have an emergency fund if my job evaporates or I have a medical emergency. Liquidity will be the name of the survival game if our economy goes belly up again like it did in 2008.
  • I’m continuing my side hustles as a freelance writer and I don’t spend any of that money. I save it. The extra income really helps.
  • I have a plan if lose my job tomorrow. I know it is scary to think of things that way. I know it isn’t optimistic. I know it sounds like Doomsday is on our doorstep. No one wants to think about this. But we must. Please. Just have the plan ready to go, and then get back to work.
  • Now is the time to up your skills and make yourself more marketable. I’m now thinking of ways to do that through volunteer work and free or low-cost trainings. Now’s the time to break out our jack-of-all-trades game faces.
  • If you are in a job that looks shaky now, I would strongly encourage you to look for a new job and get out ahead of the storm. If your company is unstable now, it will only get more unstable with a rocky economy. Don’t cross your fingers and hope everything will work out alright. Now is not the time to preciously cling to feeling badly about leaving your company, or your boss, or your coworkers. The only one who’s going to make things alright for you is you, and remember a company will protect its own survival before it protects your job. When their backs are up against the wall, people become line items. I know that’s painful to hear; it’s also truthful. I watched 10s of 1000s get laid off from my company from 2008-2012. It was harrowing. I still feel sick about that time. Companies are survivalists so we must be, too. Take care of you.

I wish this were a sunnier post. I wish like hell that I had great news for you when it comes to the economy. But listen, knowledge is power and protection. I would be delighted to be completely wrong about all of this though I’m of the belief that it’s better to have a plan you never need rather than needing a plan you never have.

And if you need help, please let me know. I am not a finance expert by any means so please don’t take this advice as such. I do read a copious amount of information on a daily basis in dozens of channels. I try to stay as informed as possible on a wide variety of subjects. As I learn and understand more, I will of course share it. Together, watching out for one another, we are stronger and more resilient. If last week is any indication, we’re in for quite a ride for at least the next 18 months until the midterm elections. At least we’re all in the same boat. Now let’s row in the same direction.

creativity

In the pause: The value of hope

In business school, one of our professors was famous for his line “Hope is not a strategy.” While I appreciate the sober practicality of this advice, hope has a very prominent role in our lives: hope is fuel. It helps us rise, roll up our sleeves, and get to work. Is there anything more inspiring than a dream? Is there anything more empowering and emboldening than a vision of the world we want to live in? Have hope, and use it. (And hat tip to my friend, Michael, for inspiring this post.)