finance, money, success

Step 55: Smart Cookies

I’ve heard a lot of people resolve to get a hold of their finances in 2010. 2009 knocked us all for a loop. Almost every one of our preconceptions about working and earning was turned on its head last year, and we’ve vowed to never be in that position again. Trouble is, how are we going to avoid 2009, the sequel? Where do we start?

Welcome to Smart Cookies, a clan of 20 and 30 somethings who got together for one main reason: to turn around their financial futures. They were successful women with good jobs and not much to show for it. They formed a money group and together developed strategies to improve their finances and still have fun. Now they’re sharing what they learned in a few ways: in their book, on TV, and through their on-line community.

My favorite feature on the website is the opportunity to join a local money group to get your financial engine running in the right direction and keep it that way. Check out what the Smart Cookies have to offer you on your road to financial good fortune.

2 thoughts on “Step 55: Smart Cookies”

  1. Christa:

    Thanks for your latest post. It made for great reading.

    Well, sorry to hear about how 2009 was not the best for you financially, but it can only get better from now onwards. The right consultants can help to guide you.

    It seems like you have worked so hard to get where you are now, and I think you deserve to be financially comfortable. Personally, I enjoy it when people do well.

    Once again, it seems, you have found a clan: a great group of people, a support system you can count on when the chips are down. And it gladdens my heart whenever I learn that you are moving forward with your life.

    The only concern I have is…and maybe I am wrong…and feel free to correct me..but it just seems like companies these days are interested in cost-cutting measures, and are demanding more from their employees even in the management ranks.

    Consequently, MBAs like you may be hired for less and may have to take on additional responsibilities. I am not sure this is true for all companies–maybe there are exceptions to the rule–but that’s what I have been told; and read about in the media. Hence the need to be a generalist and develop cross-functional skills too.

    Yes, with the economic downturn it seems like a lot of people are suffering in the job market, but keep your chin up. I am sure a brighter future is just round the bend.

    Working with your clan, you will find creative solutions, and I am sure your financial wheels will get back on track. As always, I wish you the best and cheers to your life!

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  2. Hi Archan,
    I totally agree – people are hired for less and expected to do more. It’s why I think we will see a huge exodus from corporate America to start-ups once the economy improves a bit or people just get comfortable with taking more risk.

    I have to say that I am extraordinarily blessed – 2009 was actually a very good financial year for me precisely because I was so concerned about losing my job. I work in a very volatile industry that has been incredibly effected by the down-turn so for me, I kept socking away as much money as I could to protect myself. It was a happy side-effect for me.

    I had many friends and family members who did not fare so well and that was very difficult to experience. I hope 2010 is a better financial year for everyone, and I think organizations like Smart Cookies is a way for people to get their financial bearings again in this new economy.

    Thank you as always for your thoughtfulness and ingenuity.

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