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Bank fees

Just a short rant on the ATM system in this country. I recently went to dinner with my friend, Brooke. The restaurant only takes cash so Brooke paid as I had only plastic and then we stopped at an ATM so I could pay her back. The ATM itself charged me $2.50 and then my own bank charged me another $2. (There aren’t any branches of my bank in the neighborhood where we were eating.)

I found this extremely annoying. This is my money and I’m being charged to withdraw it by my own bank. (I’m fine with the ATM at a bank I don’t bank at charging me a fee – I’m using a service they’re providing and they get no benefit otherwise because they don’t house my money.) Worse than that, my minimum balance is very high so a good chunk of my money is always tied up to keep from paying a monthly fee. I wonder when a bank will finally get that customers deserve to be treated with a higher level of concern.

innovation, trend, work

Want to be a hunter of all things cool?

When I tell people that I work in the trend and innovation space, the follow-up question is always “what does that mean and how do you do that?” For a long-time, trend was seen as something that a few far-out people did by peering into a crystal ball. And these people were happy to have the public believe that. No more…

Trends, their tracking, watching, and even creating, are now accessible is everyone, much to the dismay of many fashionistas who prefer to see themselves as the most forward thinking people around. One of my favorite sites that I view regularly is The Cool Hunter – http://www.thecoolhunter.net/. They follow a number of product categories, interior design, as well as track event planning and design from all over the world. There is a weekly e-newsletter you can sign-up for. The visuals are stunning and I promise that no matter what business you are in, these photos will get your creative juices flowing.

Another site that I visit quite often is Faith Popcorn’s Brainreserve. http://www.faithpopcorn.com/. I had the great pleasure of meeting Faith at a business meeting a few months ago. She’s been in this business of trend for a longtime and she’s very honest about how she does her work. She pays attention to what’s happening out in the world. Trend is very much a matter of awareness and connecting the dots between seemingly disparate populations.

As with all trends, whether or not they take off in a business has as much to do with brilliant execution as they have to do with the quality of the products or services being offered. The name of the game is still differentiation, effective communication, and helping the guest get the joke through presentation.

New York, trend

The yogurt war is on…

There’s an interesting new battle being waged in the world of frozen yogurt. It’s been around for a long time – TCBY was always a treat when I was a kid. Now though, frozen yogurt has become high fashion.

Several newcomers to New York City are planning major nationwide roll-outs and garnering PE funding at an alarming rate. And this yogurt has a new twist – no preservatives, additives or excessive sugar. It’s a little tart and a little sweet. Most have a groupie group, as well as events and free newsletters they will email to you if you sign up. Here’s the skinny on the two front-runners:

Fast Company, my favorite business magazine, recently featured the ladies of Pinkberry. As a business model, I would liken them to the Starbucks of frozen yogurt. They seek to be a third place. Their idea is simple – they want to sell people a $5 dessert that they can eat in a $500 chair. Hollywood types are singing its praises, as is Howard Schultz, the Chairman of Starbucks, who has provided the company with a sizable amount of funding. In New York, there are a five locations. In California, there are over two dozen. In short, I think their experience goal is to be a place to be seen.

Red Mango is also going for the coffee house feel, yet they seem to be a bit more for the everyday guest. They go for chic and modern but also comfy and relaxing. They really bill their experience as an escape from the pressures of life. They aren’t into promotion through Hollywood. They also put much more emphasis on the health benefits of yogurt. Their experience goal is to be a place to escape. They have locations in 7 states.
green, trend

Get your Vital Juice

One of the great benefits of my job is that it requires me to be tremendously well-read, and allows me time to do that. I spend hours a day trolling around on blogs and on on-line publications, as well as burying my nose into dozens of magazines a week. This is the perfect job for me!

One of my recent fabulous finds is a website called Vital Juice Daily. http://www.vitaljuicedaily.com/ It is a wellness site that is a go-to source for living a happy and healthy life. What I love most about the site is its easy and clean navigation, as well as its holistic view of wellness. They appreciate the fact that we are all busy and want to take care of ourselves and those we love as best we can. Their tips are entertaining as well as practical.

Posts are short and sweet and fall into the following categories:
Nutrition
Fitness
Healing
Beauty
Green Living
Social Responsibility
They also have a free daily newsletter that they will send that is very concise and very helpful. This juice is definitely worth the squeeze! Sign up here: http://www.vitaljuicedaily.com/signup-page/
New York, travel

Where to travel in 2008

Before moving back to New York, I was pretty much a nomad. I get to one place, settle in, and start dreaming of where to go next. I’ve done quite a bit of travel in the last few years, especially out of the country. So much in fact that I received a notice from the U.S. District Court in Philadelphia stating that I was due a refund for all of my foreign expenditures because I was charged unfairly on my foreign credit card purchases. Who knew my nomadic life could lead to some extra cash?!

So now that I’ve been in New York 6 months almost to the day, I am considering where to travel in 2008. No worries about a return to my life as a gypsy – I am here in New York to stay. But as my friend, Rob, often says, wanderlust is a hard habit to shake.

I will be the first to admit that I have had my issues with the New York Times – mostly because they have always been incapable of executing my home delivery properly. However, I do love that paper, particularly the travel section. When I was little, my father bought that paper everyday. One summer as I was dreaming of how to escape my tiny hometown. Dozens of these things poured into our mailbox, addressed to me and I coveted them. I kept them in a large stack under my bed and would look through them, wishing so much to see these far flung places like the Galapagos and Easter Island.

Today, The Times published a list of the top 53 places to consider traveling in 2008. http://www.nytimes.com/ref/travel/20071209_WHERE_GRAPHIC.html?th&emc=th# I am entranced by the suggestions and possible adventures to be had in this diverse list. – some I’ve never even heard of! Old habits die hard…